Personal
For the card on file.
Record streaming, software, and membership renewals in one place and review them before the next charge.
- Manual subscription tracking
- Supported CSV import
- Renewal reminders
- Cancellation message drafts
Bharat-SaaS · v2
Stop paying forOTTs you don't watch.
Track recurring subscriptions, review renewal decisions, and prepare cancellation requests without maintaining another spreadsheet. Standard is free and Pro is ₹399 per month.
- Standard
- Free
- manual tracking + CSV
- Pro
- ₹399
- per month
- Family
- ₹699
- three total seats
- Actions
- Reviewed
- you stay in control
Hotstar
Spotify
Swiggy One
Zomato Pro
Netflix India
Prime
Apple Music
Cult.fit
Hotstar
Spotify
Swiggy One
Zomato Pro
Netflix India
Prime
Apple Music
Cult.fit
The pipeline
Track.
Review.
Decide.
Start with manual entry or a supported CSV. Optional connectors clearly show whether they are Live, Beta, or Coming soon before you enable them.
- 01
Bring your records
Add subscriptions manually or import a supported CSV export. Review detected recurring entries before saving them.
- 02
Review renewals
Keep costs, renewal dates, and available benchmarks together so each renewal has an explicit decision.
- 03
Prepare the request
Draft cancellation or negotiation messages, verify the details, and complete the request directly with the vendor.
Stack-up
The Indian wallet, finally inventoried.
SubZero combines manual tracking, CSV import, renewal planning, and AI-assisted review in an India-first monthly product.
| Feature | SubZero Founders + small-team ops | Spreadsheet DIY tracking | CRED Mint Card-spend tracking | Mid-market procurement tools Fortune-1000 procurement |
|---|---|---|---|---|
| Manual subscription tracking | ||||
| CSV import | Manual | Varies | ||
| AI-assisted review | ||||
| Cancellation drafts | Varies | |||
| Connector status disclosure | Varies | |||
| Monthly INR billing | Varies | |||
| Starting price | Free | Free | Free | Varies |
Swipe →
Integrations
Built for the Indian SaaS bill.
The status on each tile comes from the same registry as the product. Beta requires limited access; Coming soon means it is not available yet.
Live
CSV File Import
File Import
Drop a bank statement; we cluster recurring debits.
Gmail
Email Receipts
Parses receipts to detect recurring SaaS charges.
Microsoft Outlook
Email Receipts
Microsoft 365 inbox parsing is on the roadmap.
Coming soon
PDF receipts
File Import
Drop a renewal PDF; we extract amount + cadence.
SMS receipts
Email Receipts
Forward bank SMS to capture mobile-only charges.
Razorpay
Billing
Razorpay record import is on the roadmap.
UPI mandates
Bank Sync
Cluster recurring UPI auto-debits by merchant.
HDFC statements
Bank Sync
Statement parsing — never a direct bank login.
ICICI statements
Bank Sync
Statement parsing — never a direct bank login.
SBI statements
Bank Sync
Statement parsing for State Bank account holders.
Zoho One
Workspace
Per-seat usage across the Zoho One bundle.
Freshworks
Workspace
Seat utilisation across Freshdesk + Freshsales.
Tally
Accounting
Push cancellations as Tally ledger entries.
Darwinbox
SSO / Identity
HRIS-driven seat reconciliation.
RazorpayX
Corporate Cards
Corporate card spend feed for finance.
Don't see your tool? Request an integration →
Two workspaces
Personal kharcha.
Startup kharcha.
Use a personal workspace for your own subscriptions or an enterprise workspace for team subscription records.
Startup
For the INR SaaS bill.
Maintain a shared view of team subscriptions while connector-based seat data remains clearly gated by availability status.
- Workspace subscription records
- Renewal planning
- Connector status visibility
- Monthly INR billing through Razorpay
Examples
What you can do with SubZero.
These are illustrative product workflows, not customer testimonials or guaranteed outcomes.
Example workflow
Build an INR subscription list
Recurring personal and business subscriptions are spread across records.
- Add subscriptions manually
- Import a supported CSV
- Review renewal dates in one workspace
Example workflow
Plan the next renewal
A monthly or annual vendor renewal needs an explicit keep-or-cancel decision.
- Review current spend
- Check available benchmarks
- Record the decision before renewal
Example workflow
Share a family workspace
A household wants shared visibility without sharing login credentials.
- Choose the Family plan
- Invite two additional members
- Track shared subscriptions together
Trust + safety
Concrete controls, stated plainly.
TLS in transit
Network traffic uses HTTPS.
Read-only bank access
Optional bank connectors do not receive your login.
Zero credential storage
Bank credentials never touch our servers.
Authenticated access
Application data requires a signed-in account.
Scoped connectors
Permissions are disclosed before setup.
INR monthly billing
Paid plans use Razorpay at launch.
Questions
Pricing, connectors, and privacy — answered.
Read the launch pricing, connector status, billing cadence, security posture, and cancellation model.
Still curious? Email us →
Pricing
Free to start. Monthly INR plans when you need more.
Paid plans renew monthly through Razorpay. Cancel before renewal and access continues until the current paid period ends.
Standard
Free/ month
Personal subscription tracking with manual import.
- CSV import
- Up to 25 subscriptions
- Manual renewal reminders
- Email support
Pro
₹399/ month
Everything in Standard, plus AI-assisted discovery, benchmarking, renewal planning, and cancellation guidance.
- AI-assisted subscription review
- CSV import and manual tracking
- Price benchmarking and guidance
- Renewal planning and cancellation drafts
- Unlimited subscriptions
Family
₹699/ month
Shared subscription tracking for three total seats.
- Everything in Pro
- One owner and two invited members
- Shared subscription visibility
- Member access controls
Enterprise Pro
₹399/ month
Launch pricing for a workspace that wants to evaluate team-oriented workflows.
- Everything in Pro
- Enterprise workspace
- Workspace-level subscription tracking
- Connector availability shown honestly
AI Discovery
Renewal Copilot
Razorpay billing
Human-reviewed actions
AI Discovery
Renewal Copilot
Razorpay billing
Human-reviewed actions